For event and paddler insurance purposes, all paddlers must either hold an active Paddle Australia membership or pay a Paddle Australia Single Event Non-Member Fee per event entered ($20 for a senior and $10 for a junior).  Non-Member Fees will be charged as part of the registration process, or alternatively you can join Paddle Australia and Paddle NSW ($80 for a senior and $40 for a junior) by selecting Sydney Harbour Surf Club on the Club Finder map in the Paddle Australia Membership & Events System CLICK HERE
This will cover you for insurances 24/7 worldwide for 12 months.  For assistance use THIS GUIDE or email  
CLICK HERE for insurance details.